Photo : wedmegood
Getting married is a sacred moment that everyone wants to make special and unforgettable. It takes thorough preparation to be able to create a wedding that suits our wedding dreams. The main thing is to prepare a budget or costs that will be used for all kinds of needs for the event. If our wedding funds are not prepared carefully, the impact could be dangerous. Here are some tips for preparing funds for wedding expenses.
1. Calculate the total wedding costs required
The form and how the wedding party will be held influences the amount of budget that must be provided. Discuss with your partner how the event will be held later. After that, detail the size of each existing component to determine the amount of funds needed. Don't forget to include unexpected costs in your wedding budget, so that your finances will remain under control.
2. Separate savings in a special account
You can also set aside your monthly money as wedding savings. So that your wedding savings are not mixed with other needs, you can open a separate special account. Also determine how much money you have to save each month. The amount saved may differ depending on the commitment with your partner about how your wedding will be held. Don't mix other needs in this savings because this can result in your savings being used for other needs.
3. Look for discounts or discounts by looking for lots of references
Get more references about wedding organizers (WO) if you want to use WO services or if you want to prepare it yourself, find out more about various catering services, buildings and others. It will really help you if the service or product you are looking for is on sale. You can also use your network of friends to gather a lot of information and even help such as making invitation designs or MC. As much as possible, reduce expenses for your wedding costs so that they don't burden you too much.
4. Make a spending plan and priorities
Make a spending plan for your wedding event. You can also make a priority list to make it easier to identify your expenses. For example, renting a building or wedding venue is a top priority because it has to be done well in advance because usually there will be a lot of queues if you are too sudden. However, you can pay in installments and not all at once. Once you sort your priorities, you will be more focused in preparing for your wedding.
5. Use a 50/30/20 approach
In fact, life doesn't stop after you get married. It's true that a "wow" wedding is everyone's dream, but you also need to think about life after marriage. This 50/30/20 approach means your total wedding savings. Use 50% for wedding needs, 30% for post-wedding costs and building your new life with your partner, and 20% for a reserve fund or emergency fund as a cushion when something unexpected happens. Don't spend all your savings on just a wedding.
6. Strong commitment
Start committing to being more frugal in order to save and prepare funds for your wedding. You can start by reducing activities that cost a lot of money and start living frugally. Maybe by reducing the frequency of dates or postponing vacations together and focusing on building up your wedding savings.
Creating a wedding event that matches our wedding dreams is everyone's hope. So that it's not too hard, prepare as early as possible all your needs, especially your financial problems. Don't forget to prepare a budget to build your life after marriage, and an emergency fund as insurance if something unexpected happens. Always enthusiastic for those of you who are preparing for your happy day.